Adam

ESRB issues new warnings and recommendations on medium-term residential real estate vulnerabilities

The European Systemic Risk Board (ESRB) has today published five warnings and two recommendations on medium-term residential real estate vulnerabilities. It has also published an assessment of compliance with recommendations issued in 2019. Warnings were sent to the competent ministers of five countries with newly identified vulnerabilities that have not been addressed sufficiently: Bulgaria, Croatia, Hungary, Liechtenstein and Slovakia. Recommendations were […]

ECB publishes consolidated banking data for end-September 2021

Total assets of EU-headquartered credit institutions increased by 4.15%, from €29.74 trillion in September 2020 to €30.98 trillion in September 2021 EU non-performing loans ratio[1] dropped by 0.21 percentage points year on year to 2.17% in September 2021 EU average return on equity[2] was 5.48% and Common Equity Tier 1 ratio[3] was 15.65% in September 2021 Data for total assets of credit institutions […]

ECB requires banks to hold marginally more capital in 2022

SREP results show banks have solid capital and liquidity positions, with scores broadly stable Overall capital requirements and guidance increase marginally to stand at 15.1% of risk-weighted assets in 2022, up from 14.9% in 2021 Overall capital requirements and guidance in CET1 rise to 10.6% of risk-weighted assets, up from 10.5% Credit risk and internal […]

Circular business models and smarter design can reduce environment and climate impacts from textiles

Textile consumption in Europe has on average the fourth highest impacts on the environment and climate, following consumption of food, housing and mobility. Ahead of the expected European Union (EU) strategy for sustainable and circular textiles, the European Environment Agency (EEA) published today two briefings that look at measures to reduce those impacts, including on […]